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LifeTally · Car ownership

What does your car really cost?

Choose a country and vehicle type. A complete example is filled in automatically — change only the simple numbers you know.

✓ Free · no sign-up · values stay in this browser

Your estimate is already ready from a typical country scenario.Change only what you know. Every other cost stays on an editable estimate.

✓ No depreciation or service figures needed

Three simple choices

How much do you drive?
Exact costs (optional)Open this only if you know the figures from your documents. Leaving the estimates unchanged is completely fine.

Driving and running costs

Exactly what the car total includes

Exactly what the car total includes

The monthly total is every visible expense below spread across 12 months. Change any input and the table, chart and total update together.

ExpenseWhat this number meansPer monthPer yearShare
Estimated loss of valueThe part of the car's purchase value expected to disappear during your ownership.ZAR 4,125ZAR 49,50034%
Fuel or electricityThe fuel or charging money for the distance shown in your settings.ZAR 2,400ZAR 28,80020%
Insurance per yearThe insurance budget entered for one year.ZAR 1,583ZAR 19,00013%
Maintenance per kilometreRoutine service, tyres and small repairs estimated for your yearly distance.ZAR 2,133ZAR 25,60018%
Tax and registration per yearRegistration and vehicle taxes entered for one year.ZAR 750ZAR 9,0006%
Parking per month + Tolls and other fees per yearRegular parking plus toll roads and other yearly driving fees.ZAR 1,142ZAR 13,7009%
Finance interest per yearInterest paid during one year. It stays zero when the car is not financed.ZAR 0ZAR 00%
Full ownership costThe monthly total is every visible expense below spread across 12 months. Change any input and the table, chart and total update together.ZAR 12,133ZAR 145,600100%

Numbers used for this estimate

Editable country example. You can change every value.

Approximate car price450,000 ZAR
How many years will you keep it?5 years
Value left when you sell45 %
Exact distance per year16,000 km
Fuel use7.5 L/100 km
Fuel price per litre24 ZAR/L
Insurance per year19,000 ZAR/year
Maintenance per kilometre1.6 ZAR/km
Tax and registration per year9,000 ZAR/year
Parking per month850 ZAR/month
Tolls and other fees per year3,500 ZAR/year
Finance interest per year0 ZAR/year

What this total includes

What this total includes

The result combines estimated loss of value with fuel, insurance, service, taxes, parking and finance. LifeTally fills unknown figures from the chosen country scenario. Open the optional exact costs only when you have better numbers; this is a planning estimate, not a quote.

Model structure follows common total-cost-of-ownership categories: value loss, finance, insurance, taxes, fuel and maintenance.

Optional partner services

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Partner links: LifeTally may receive a reward if you use them. Your price does not increase.