LifeTally · Car ownership
What does your car really cost?
Choose a country and vehicle type. A complete example is filled in automatically — change only the simple numbers you know.
✓ Free · no sign-up · values stay in this browserYour estimate is already ready from a typical country scenario.Change only what you know. Every other cost stays on an editable estimate.
✓ No depreciation or service figures needed
Three simple choices
How much do you drive?
Exact costs (optional)Open this only if you know the figures from your documents. Leaving the estimates unchanged is completely fine.
Driving and running costs
Exactly what the car total includes
Exactly what the car total includes
The monthly total is every visible expense below spread across 12 months. Change any input and the table, chart and total update together.
ExpenseWhat this number meansPer monthPer yearShare
Estimated loss of valueThe part of the car's purchase value expected to disappear during your ownership.NGN 320,833NGN 3,850,00044%
Fuel or electricityThe fuel or charging money for the distance shown in your settings.NGN 105,000NGN 1,260,00014%
Insurance per yearThe insurance budget entered for one year.NGN 41,667NGN 500,0006%
Maintenance per kilometreRoutine service, tyres and small repairs estimated for your yearly distance.NGN 210,000NGN 2,520,00029%
Tax and registration per yearRegistration and vehicle taxes entered for one year.NGN 20,833NGN 250,0003%
Parking per month + Tolls and other fees per yearRegular parking plus toll roads and other yearly driving fees.NGN 33,333NGN 400,0005%
Finance interest per yearInterest paid during one year. It stays zero when the car is not financed.NGN 0NGN 00%
Full ownership costThe monthly total is every visible expense below spread across 12 months. Change any input and the table, chart and total update together.NGN 731,667NGN 8,780,000100%
Numbers used for this estimate
Editable country example. You can change every value.
What this total includes
What this total includes
The result combines estimated loss of value with fuel, insurance, service, taxes, parking and finance. LifeTally fills unknown figures from the chosen country scenario. Open the optional exact costs only when you have better numbers; this is a planning estimate, not a quote.
Model structure follows common total-cost-of-ownership categories: value loss, finance, insurance, taxes, fuel and maintenance.Optional partner services
Useful services — only if you need them
No pop-ups and no promises of easy money. LifeTally's calculators remain free.
Partner links: LifeTally may receive a reward if you use them. Your price does not increase.Everyday tools
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